TERMS AND CONDITIONS

GETMONEY TRADERS LLC

TERMS AND CONDITIONS OF USE

Last Updated: Feb 24, 2023

Welcome to GetMoney Traders, LLC (referred to “we, our” and similar constructions). We hope you’ll enjoy participating on our Discord channel, our Twitter, our Instagram, our discussion boards and whatever else we at GetMoney Traders, LLC offer (each a “Service,” and collectively, the “Services”). For clarity, the Services do not include promotional items, such as coffee mugs, t-shirts (collectively, “Tchotchkes”).

However, using any of the Services, you’re agreeing to be bound by these Terms and Conditions (these “Terms and Conditions” or these “Terms”) INCLUDING THE BINDING ARBITRATION AND CLASS ACTION WAIVER DETAILED IN SECTION 11. These Terms govern your use and access to all our Services. In addition, any Services hosted by third party platforms (such as Twitter or Instagram) are additionally subject to the terms and conditions imposed by those services. We may change these Terms at any time, but we will post a notice here of any material changes to these terms and conditions. Your continued use of the Services or any of them means that you accept any new or modified terms and conditions, whether or not you have read them. So please check back here from time to time, and always read the fine print! You may notice that, on the advice of our lawyers, we tried to make these Terms and Conditions as conversational in tone as possible. Sometimes, in the opinion of our lawyers, these Terms and Conditions are even funny. That’s because we WANT you to read the fine print!

All of our Services are works in progress. This means that we reserve the right to change or even eliminate any or all Services with no notice, at our sole discretion.

Registration

Except as expressly provided in these Terms and Conditions, for any Service that requires registration (including Services hosted by third parties), you may only maintain one active registration for each such Service. Any other use of multiple accounts or aliases on any of our Services, including attempts to mislead, defraud, confuse, or otherwise trick us or our members, is a breach of these Terms and Conditions.

Should you wish to post a message on our Discord channel, our Twitter, or any other Service hosted on a third party platform, you’ll also be required to comply with the terms and conditions imposed by that platform.

2. Premium Services

When subscribing to a premium Service such as one of our subscription based Services, you will need to provide us with your name, email address, and billing addresses, as well as your credit card information. You agree to pay the applicable subscription fee as set forth on this site. Sales taxes may be charged in addition to the subscription fee. BY PLACING YOUR ORDER, YOU PROVIDE YOUR ELECTRONIC AUTHORIZATION FOR FUTURE CHARGES AGAINST YOUR CREDIT CARD ON FILE UNLESS YOU CANCEL.

You certify that all information you provide us and any third party with respect to the Services is accurate. You also agree to maintain and update your information as necessary so that it remains accurate and current. In the event that any information you provide is inaccurate or not up to date, we reserve the right to cancel your subscription.

We reserve the right to refuse to supply or to discontinue the supply of any or all Services to any user at any time at our sole discretion, with or without notice. If we do this for any reason other than a violation of these Terms and Conditions, we will refund you a prorated portion of any remaining balance, if any.

Unless stated otherwise, membership to any Service is for online and/or electronic access only. Membership is limited to residents of the United States of America and otherwise where not prohibited by law.

a. Trial Terms, Automatic Billing and Cancellation Policy

Some Services may provide a free trial or introductory offer. If such an offer is provided, only one offer is given per person or household at any given point in time. In addition, there is a limit of one trial per person and household in any given six-month period unless otherwise stated in the offer.

Upon signing up for a free trial, you will have access to the Service for the promotional trial period. If you cancel prior to the end of the promotional offer period, your credit card will not be charged. If you don’t cancel your subscription within the trial offer period, we will charge the primary credit card you provided during the sign-up process. You may contact Support at support@getmoneytraders.com to terminate your trial enrollment.

If you do not terminate your free trial prior to the end of any trial period, your membership will automatically renew at the then-current rate, until you notify us of your decision to terminate your membership. Many subscriptions will renew for one-quarter or one-month terms, regardless of the offer under which the subscription was initiated. If you would like to turn off automatic renewal, or extend your subscription for an additional period, please contact Support at support@getmoneytraders.com. BY ALLOWING FOR YOUR RENEWAL, YOU PROVIDE YOUR ELECTRONIC AUTHORIZATION FOR FUTURE CHARGES AGAINST YOUR CREDIT CARD ON FILE OR OTHER PAYMENT METHOD. Accordingly, you agree that your membership fee or subscription will be billed automatically at the beginning of each renewal period at the then-current rate (plus sales tax, if applicable) to the credit card you used in your most recent transaction with us. Any subscription purchased using Apple Pay will continue to renew on Apple Pay.

GetMoney Traders, LLC reserves the right to increase the fees payable for a given Service, and to institute new charges upon reasonable notice. IF YOU DO NOT DECLINE TO RENEW AS PROVIDED ABOVE, THOSE ADDITIONAL AMOUNTS WILL BE BILLED TO YOUR CREDIT CARD OR OTHER PAYMENT METHOD.

b. Subscription Fees

We may offer, among other things, subscription fee based Services, which may include an ongoing monthly, quarterly, annual or lifetime fee. There is no refund offered for any portion of the subscription fee used.

c. Refunds

Different Services (and sometimes specific offers) have different refund policies (including some that offer no refunds). Please review the specific terms of your offer before signing up as you are agreeing to be bound to those terms. If you are unsure of your cancellation rights, please contact Support at support@getmoneytraders.com. Our ability to offer a refund may be limited by our agreement with our payment processor.

Please note that most refunds are only available to first-time subscribers. If you subscribe to a Service that allows for refunds beyond 30 days, and cancel (and receive a refund) and then subscribe again, you will not receive a refund after the first 30 days.

From time to time, we may offer premium Services through third-party vendors. In such cases, the vendor’s refund policy would apply and may differ from your Service (or specific offer).

d. Transfer; Discontinuing a Service

You cannot transfer your subscription to someone else, except through bequeathment or by a court order. Lifetime subscriptions are only transferable by court order. In the event a subscription is transferred, it will continue through the end of its term and can be renewed at the then-current price and conditions. For assistance in this situation, please contact Support at support@getmoneytraders.com.

In the event that we discontinue a Service, you agree that we may, at our option, cancel your subscription or we may transfer your subscription to another Service of equal or greater value. If we discontinue a Service for which you purchased a lifetime subscription, such subscription is non-refundable.

3. Credits and Credit Transfer Information

Some of our Services may allow you the option to transfer your unused subscription credit towards a different Service. Depending on the terms of your purchase, you may be allowed to transfer the full or pro-rated credit from your purchase. Most Services eligible for a credit transfer will allow a swap within 30 days of the initial purchase, there are Services that do not allow for credit transfers of any kind.

If you are unsure whether or not your service is eligible for a credit transfer please contact Support at support@getmoneytraders.com.

All credit must be swapped at the list price of the Service being transferred into, and it cannot be combined with any promotional offers or discounts. Members may utilize any available swap or refund once per Service. If you take advantage of a money-back guarantee or a credit-transfer guarantee into a new subscription, you will no longer be eligible to perform further action with that credit.

If you take advantage of a credit transfer, please also note that you will lose access to any Service and benefits included in the original promotional offer, including additional Services or reports that were included as a bonus for taking advantage of the offer.

If the list price of the Service you would like to transfer into is more than the amount of credit you have, you will be obligated to pay any difference before the new Service can be initiated.

We reserve the right to disallow transfer of Services depending on insufficient credit, available openings, investment timelines, a member’s history of transfers or prior refunds, or for any other reason in our sole discretion.

At certain times we may offer subscriptions or upgrades to Services that may contain components of other Services you might currently subscribe to. This duplication of content shall not entitle you to a full or partial refund of any subscription fees.

4. Affiliate Marketing Programs

a. Third Party Products and Services That We Feature

Certain of our content partners may sponsor certain content or features which we show on our social media feeds, for example, our Twitter channel. These content partners are third parties and, unless stated otherwise, are unaffiliated with GetMoney Traders LLC or its principals. We may be compensated by these third parties, in cash, in services or otherwise. This compensation may impact our decision to review or promote a given product or service, may impact where any relevant promotions, reviews and offers appear, and higher paying partners may appear higher on a page or in a more prominent position. The companies that we choose to cover and the content of our coverage may in each case heavily tilt towards our partners and sponsors. To some extent that’s just human nature.

That being said, we try to make sure that our editorial opinions are not affected by our compensation, and no partner or advertiser will review, edit, endorse, or approve editorial content.

No review of any product or service should be construed as an endorsement or guarantee of any kind. We try to make sure that the information we use in our reviews is complete, accurate and up to date, but we cannot and do not guarantee that it actually is, or that we have not been confused or misled before or after we publish our review.

Any service or product not offered by GetMoney Traders, LLC is subject to its own terms and conditions, including about how they may use the information you provide to them. These terms and conditions should be provided by the company through which you are receiving the product or service, and any use of a product or service not provided directly by us is at your own risk.

b. Our Products and Services Featured by Third Party Services

In addition, our Services may be reviewed, promoted, or endorsed by third party content providers. We may pay or otherwise compensate these third parties for their reviews, promotions, or endorsements, however, we have no direct control over the content of their reviews, promotions, or endorsements. Not only that, but these third parties remain, well, third parties and are therefore unaffiliated with GetMoney Traders, LLC or its principals.

5. Additional and Third-Party Terms of Use

Please note that certain individual Services or products (or social media services) may have their own, or additional, terms and conditions. In the event of a conflict, the terms for the individual Service or social media host will control with respect to the Service in question. So please be sure to review any additional terms and conditions with respect to any specific Service before subscribing.

Some portions of our site use Google Maps APIs, or other Google APIs. If you use those parts of our site, you are also bound by the Google Terms of Service. If you do not wish to be bound by these terms, or any of the terms contained within these Rules, please do not use our site.

6. Message Boards

a. In General

The message boards on our Discord channel and our other social media channels are offered as a Service that allows you and others to make predictions about stocks, see others’ predictions, aggregate community opinions, track their accuracy and more. By putting together lots of information from a variety of sources, we hope to provide participants with a way to a) have fun and b) learn to make better investment decisions.

You should not assume that the opinions that anyone posts on any message board are the opinions of GetMoney Traders, LLC or anything other than the opinions of the individuals expressing them. That includes any content posted by GetMoney Traders LLC, employees, contractors, principals, message board moderators, and any other persons otherwise affiliated with GetMoney Traders LLC.

When you look at other people’s predictions and statements, you should remember that the person making the prediction or statement may have interests in the investments that they’re making predictions or statements about, and they may or may not completely and accurately disclose that interest. For example, some people may hope a company’s stock will go up because they own shares of it; others may hope that it will rise because they (or a relative) work for the company; others may hope that the stock will rise because that will get them attention on message boards. Other people may spam, and others may exaggerate their past successes and minimize investments that maybe didn’t work out so well.

When you review people’s predictions (or stock tips you see on television or read about), you should not assume that the person making a prediction is unbiased or independent. If you see someone posting picture after picture of themselves rolling in a series of exotic cars, all the while surrounded by a crew of adoring bikini models and fat stacks of cash, ask yourself “Why is this guy giving out investment advice on the internet? If I were him, I’d be too busy driving the cars and having fun with the girls….” We’re not saying to take this guy’s advice or not, just as we couldn’t tell you whether that sweet ride in that photo is leased for the day. We are saying that the decision whether or not you take that persons advice is entirely up to you, so don’t be afraid to ask questions.

GetMoney Traders employees, contractors, principals and affiliates may participate on our message boards and on message boards sponsored by other businesses. They may have interests in the investments about which they make statements or predictions. As stated previously, these statements and predictions are those of the person making them and they are not statements or predictions by GetMoney Traders, LLC. Similarly, you are responsible for the content that you post on our message boards, just as other people are responsible for any content that they post on our message boards, whether or not they are affiliated with us in any way.

b. Conduct and Postings

GetMoney Traders, LLC encourages active and open debate among our members, and we welcome differences of opinion. Differences of opinion, expressed in a respectful manner, are how we test and improve our own opinions. All we ask is that these debates are done in a lawful and civil manner — be it posting on our boards, commenting on blogs or articles, replying to our postings, or using our system to contact us or a fellow member in any way.

Accordingly, you agree to use our social media channels and our Services for lawful purposes only. You may not use or allow to:

Post or transmit any content that is disruptive, uncivil, abusive, vulgar, profane, obscene, hateful, fraudulent, threatening, harassing, defamatory, or which discloses private or personal matters concerning any person;
Post or transmit any material that you don’t have the right to transmit under law (such as copyrighted material or trade secrets) or under contractual or fiduciary relationships (such as nondisclosure agreements);

Post, transmit, or link to sexually explicit material;

Impersonate any person, or falsely state or otherwise misrepresent your affiliation with a person or entity;

Post or transmit any advertising, promotional materials, or other forms of solicitation, including chain letters and pyramid schemes;

Violate any applicable law or regulation while accessing and using our sites, including, without limitation, the rules and regulations of the U.S. Securities and Exchange Commission, the Commodity Futures Trading Commission and the national or other securities or commodities futures exchanges (especially and including the rule against making false or misleading statements to manipulate the price of any security or commodity index);

Offer, sell, or buy any security;

Post or transmit any file that contains viruses, corrupted files, “Trojan Horses,” or any other contaminating or destructive features that may damage someone’s computer;

Forge headers or manipulate identifiers or other data in order to disguise the origin of any content transmitted through our sites or to manipulate your presence on our sites;

Use any automated means, including, without limitation, agents, robots, scripts, or spiders, to access, monitor, copy or harvest data from any part of our sites;

Take any action that imposes an unreasonably or disproportionately large load on our infrastructure or disrupts the functioning of our systems or Services; and

Take any action that damages or disrupts the functioning of our systems or Services.

If you see anything that appears to violate any of the above rules, feel free to notify us or the moderator for the individual channel.

Unauthorized access of our social media channels is a breach of these Terms and Conditions and a violation of the law. You agree not to access our social media channels by any means other than through the interfaces that the channel provider furnishes for use in accessing our sites.

We may at any time, without prior notice and at our sole discretion, remove any post, terminate any membership, remove any individual message or post, or take any action for violating the above (and, if we may say so, sensible) provisions or otherwise taking an action disruptive to a Service. In the event we terminate your premium Service, you may receive a prorated refund at our discretion.

You are responsible for statements made and actions taken through the use of your account, so please maintain the confidentiality of your account. You agree to immediately notify Support of any actual or suspected unauthorized use of your account. We will not be responsible for any loss to you arising from unauthorized use of your account.

In addition, GetMoney Traders moderators may moderate any content posted to our message boards, whether for breaches of etiquette; for spam; for copyright violations; for racial, sexual or other forms of harassment or for other reasons. Content moderation is provided as a courtesy to the reader, and GetMoney Traders LLC does not and cannot promise to remove all objectionable material, or to be able to do so in a timely manner. Content moderators may suspend or ban a user for repeated or especially flagrant violations of our content policies. All content moderation, suspension, banning and other measures are taken in the discretion of the moderator. Feel free to notify the moderator if you see content that you think violates our standards, but remember, the moderator doesn’t have to agree with your assessment.

FINALLY, WHEN READING OUR MESSAGE BOARDS, KEEP IN MIND THAT NOWHERE IS IT WRITTEN THAT YOU HAVE A RIGHT TO USE OUR MESSAGE BOARDS, NOR IS IT WRITTEN THAT YOU WILL NEVER BE OFFENDED BY ANYTHING THAT YOU MIGHT FIND ON OUR MESSAGE BOARDS.

7. Intellectual Property

All of the Content on our social media channels and any Service we provide is protected by U.S. and international copyright laws and is the property of GetMoney Traders, LLC and/or providers of the content under license. By “Content” we mean any information, mode of expression, or other materials and services found on our website or by any channel that we operate. This includes message boards, blogs, ratings, podcasts, YouTube broadcasts, chats, software, our writings, graphics, videos, and any and all other features.

You may make one copy of the Content for your personal, non-commercial use, provided that any material copied remains intact and includes the following notice: “Copyright 2023 [or whatever the current year is] GetMoney Traders, LLC. All rights reserved.” Any other copying, distribution, storing, or transmission of any kind, or any commercial use of our Content, is prohibited without our prior written permission. That means you may not sell, auction, transfer or barter your subscription or any individual publication. Your message board posts remain the property of GetMoney Traders, LLC.

You also may not republish, post, transmit, or distribute the Content to online bulletin and message boards, blogs, chat rooms, intranets, or anywhere else without our consent. You further agree not to create abstracts from or scrape our Content, including message board posts, for use on another website or service (including your own personal websites, social media channels, forums and blogs). In short, you may not post our Content anywhere else online. Aside from opening yourself up to liability, distributing our premium Services, trading alerts, and performance data to other sites and forums is unfair to our members who pay good money to receive our Content. So please don’t do it.

Please note that notwithstanding the foregoing, when you post content (such as a message-board post), you are not somehow surrendering your copyright in your expression, but you are granting us an unlimited license to use it. Specifically, by posting content, you grant GetMoney Traders, LLC an irrevocable, perpetual, transferrable, and worldwide license to use, republish, distribute, reproduce, display, communicate to the public, adapt, perform, store, translate, sublicense, and promote anything you post on our websites. This includes the rights to syndicate and make derivative works out of your content. If you don’t want us to use or republish your content, then please don’t post it on our websites.

We also ask that you only upload or include on our Services materials you have the right to use. If you have a good faith belief that your work has been copied in a way that constitutes copyright infringement, please notify Support at support@getmoneytraders.com.

You agree not to display any of our trademarks (registered or not) or those of our affiliates or use them in any manner without our express written permission.

8. No Personalized Advice

GetMoney Traders LLC wants you to make money. If you make money, then we are more likely to make money. You are investing to make money, at least we assume so, and we in turn provide the Services in order to make money. However, GetMoney Traders, LLC is NOT in the business of rendering personalized investment advice. We do not know all the relevant facts about you and your individual needs, your timeframe or investment goals, and we cannot claim or represent that any particular Services are suitable for you. Accordingly, you agree that any information or recommendation contained in a Service is not a recommendation that you take a particular investment, strategy, or action, nor is it saying that this investment, strategy or action is suitable for you. If you want personal advice, then you should seek a registered investment advisor.

We may partner with third parties in order to make buying our Services’ recommendations easier for you. We will not, and cannot, trade on your behalf at your brokerage. Only you can decide whether or not a given investment, strategy or action is right for you and you agree to be liable for any trades you initiate at your brokerage using any tools that we or our partners provide.

By using the Services, you agree that you are responsible for your own investment research and investment decisions. You also agree that GetMoney Traders, LLC and its affiliates, and their respective members, managers, officers, governors, employees, and agents are in each case not liable for any investment decision made or action taken by you and others based on news, information, opinion, or any other material published through our Services.

We can only provide you with information to the best of our abilities. What you do with that information is up to you.

9. Disclaimer of Warranties and Liabilities – Now for the Legalese

Our Services are for informational/educational purposes only. Any discussion or recommendation of specific investments in our Services represents the opinion of the speaker and you should not construe such discussion or recommendation or any linked or referenced material as investment, financial, legal, tax, or other advice. Further, nothing contained in the Services or any linked or referenced material constitutes a solicitation, recommendation, endorsement, or offer by any person or any third party service provider to buy or sell any securities, insurance, annuities, or other financial instruments.

Our Services are intended only to assist you in your financial planning, organization and decision-making and are broad in scope. Your personal financial situation is unique, and any information obtained through this presentation may not be appropriate for your situation. Accordingly, before making any final decisions or implementing any financial strategy, you should consider obtaining additional information and advice from your accountant or other financial advisers who are fully aware of your individual circumstances.

Our Services are intended for United States residents only. If you live outside the United States, we don’t know what the laws are where you live.

GetMoney Traders LLC provides a very broad range of information and commentary via its Services. Consequently, as a result of the diverse opinions of our staff, a given presentation may, from time to time, take actions or issue recommendations with regard to specific securities that are different from those taken or issued by another presentation or Service. In addition, we may change our minds from time to time, especially as events change and new information becomes available.

In other words, you know your financial situation, and hopefully, your advisors know your specific situation. We don’t. All we are doing is providing you with information and tools so you and your advisors can make what we all hope are optimal investment decisions.

We do not warrant the completeness or accuracy of the Content found in our Services or its usefulness for any particular purpose. We make no promises that our content or any of the Services will be delivered to you on an uninterrupted, timely, secure, or error-free basis.

Our Services may contain forward-looking statements and information. These forward-looking statements are based on the beliefs of, assumptions made by, and information currently available to the author of the statement. When used in this presentation or any other materials, the words “estimate,” “project,” “believe,” “anticipate,” “intend,” “expect”, “forecast” and similar expressions are intended to identify forward-looking statements. These statements reflect the current views of the author with respect to future events and are subject to risks and uncertainties that could cause the actual results of the securities at issue to differ materially from those contained in any forward-looking statement. You are cautioned not to place undue reliance on these forward-looking statements, which speak only as of the date on which they are made. We do not undertake any obligation to revise or update these forward-looking statements to reflect events or circumstances after such date or to reflect the occurrence of unanticipated events.

Now what does those last two paragraphs mean? In plain English? What it means is, that you agree that under no circumstances will GetMoney Traders, LLC and its affiliates, and their respective members, managers, officers, governors, employees, and agents be liable for direct, indirect, incidental, consequential, punitive, or any other type of damages resulting from your use or purchase of any Services, or arising from or related to these Terms, even if we have been advised of the possibility of such damages. This includes, but is no way limited to, loss or injury caused in whole or in part by our negligence or by matters beyond our control in creating or delivering any of our Services.

In providing the Services, we use various sources of information that we believe to be accurate and reliable. However, we have no way of knowing whether the information we obtain from these sources is complete, accurate or up to date. All information and Services are provided on an “as is, with all faults and virtues” basis.

EXCEPT WHERE OTHERWISE INAPPLICABLE OR PROHIBITED BY LAW, THE GETMONEY TRADERS WEBSITE, ALL SOCIAL MEDIA CHANNELS, AND PRODUCTS AND SERVICES CONTAINED AND OFFERED THEREON ARE PROVIDED “AS IS” AND ON AN “AS AVAILABLE” BASIS. NEITHER GETMONEY TRADERS NOR ANY OF OUR PARTNERS MAKES ANY WARRANTY THAT THE QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION, OR OTHER MATERIAL THAT YOU PURCHASE OR OBTAIN FROM THE USE OF OUR SERVICES OR CHANNELS WILL MEET YOUR EXPECTATIONS OR THAT AND ANY ERRORS WILL BE IMMEDIATELY CORRECTED. NEITHER WE NOR ANY OF OUR PARTNERS MAKE ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, WARRANTIES OF TITLE OR IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, WITH RESPECT TO OUR WEBSITES, ANY CONTENT, OR ANY OF OUR SERVICES, TOOLS, PRODUCTS, OR PROPERTIES. YOU EXPRESSLY AGREE THAT YOU ASSUME THE ENTIRE RISK AS TO THE QUALITY AND THE PERFORMANCE OF OUR SERVICES AND THE ACCURACY OR COMPLETENESS OF THEIR CONTENT.

SOME STATES DO NOT ALLOW EXCLUSION OF IMPLIED WARRANTIES OR LIMITATION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATIONS OR EXCLUSIONS MAY NOT APPLY TO YOU. IN SUCH STATES, OUR LIABILITY AND THAT OF OUR THIRD-PARTY CONTENT PROVIDERS WILL BE LIMITED TO THE GREATEST EXTENT PERMITTED BY LAW.

10. Communication

Federal or state law may require that we notify you of certain events. You hereby acknowledge and consent that such notices will be effective upon our posting them on our websites or sending them to you via email (another reason to please keep your account settings current). If you do not provide us with accurate information, we cannot be held liable if we fail to notify you. You may request that we provide such notices to you in paper format by writing to 5100 Wayzata Boulevard Apartment 642 Golden Valley, Minnesota 55416.

11. Dispute Resolution by Binding Arbitration and Class Action Waiver

If a dispute arises in connection with your use of our Services or in relation to any of these Terms (collectively, “Disputes”) our hope is that we can resolve the matter informally. Accordingly, in the event of a Dispute, we agree to first contact each other via email with a description of the Dispute and any proposed resolution. You will email Support at support@getmoneytraders.com with your concern and we will contact you via the email address we have on file for you.

If a Dispute cannot be resolved informally, we each agree that except as provided below, the Dispute will be submitted to final and binding arbitration before a panel of three arbitrators of the American Arbitration Association (“AAA”) in a location convenient to you. Either party may commence the arbitration process by submitting a written demand for arbitration with the AAA, and providing a copy to the other party. The arbitration will be conducted in accordance with the provisions of the AAA’s Commercial Dispute Resolutions Procedures, Supplementary Procedures for Consumer-Related Disputes, in effect at the time of submission of the demand for arbitration. We will pay all of the filing costs, including arbitrator fees. Judgment on the award rendered by the arbitrator may be entered in any court of competent jurisdiction. You expressly agree to refrain from bringing or joining any claims in any representative or class-wide capacity, including but not limited to bringing or joining any claims in any class action or any class-wide arbitration.

YOU UNDERSTAND THAT YOU ARE WAIVING YOUR RIGHT TO HAVE A JUDGE OR JURY DECIDE YOUR CASE AND TO BE PARTY TO A CLASS OR REPRESENTATIVE ACTION. YOU UNDERSTAND AND AGREE TO HAVE ANY CLAIMS DECIDED INDIVIDUALLY AND ONLY THROUGH ARBITRATION.

a. EXCEPTIONS

Notwithstanding the foregoing, the following will not be subject to arbitration and may be adjudicated only in the state and federal courts of North Dakota: (i) any dispute, controversy, or claim related to or contesting the validity of our proprietary rights, including without limitation, trademarks, service marks, copyrights, patents, or trade secrets; or (ii) an action by a party for temporary, preliminary, or permanent injunctive relief, whether prohibitive or mandatory, or other provisional relief. You may also file an individual action in a small claims court in lieu of arbitration.

b. OPTING OUT

You will have thirty (30) days from the date you submit your personally identifiable information to opt out of this arbitration agreement. To opt out of arbitration, you must

If more than thirty (30) days have passed, you are not eligible to opt out of arbitration.

12. Your Agreement to These Terms

You acknowledge and agree that by agreeing to these Terms electronically you are expressly agreeing to the terms set forth herein. You acknowledge that your electronic submission constitutes your agreement and intent to be bound by these Terms and Conditions.

13. Everything Else

If any provision in these Terms and Conditions is found to be invalid, unenforceable, or nonsensical, the remaining provisions will continue in full force and effect. This agreement is and always will be governed by the laws of the United States of America and the Commonwealth of State of North Dakota (except with respect to choice of law). You agree that the proper forum for any claim arising thereunder will be the U.S. Court for the District of North Dakota or the appropriate North Dakota court.

Our Services are directed at a U.S. audience. We cannot warrant that the Services are appropriate for users outside the United States or that use of the Services is permitted under the laws of other jurisdictions.

Except as otherwise expressly stated in these Terms and Conditions, there are no third-party beneficiaries to this agreement.

These Terms and Conditions, including those that are incorporated by reference, constitute the entire and only agreement between you and GetMoney Traders, LLC and govern your use of our sites.